For wholesale investors

You built it. Now make it work as hard as you did.

Don't park it. Onset it.

Cash in your super fund, your offset or the business account waits. Onsetting puts it to work in first mortgage backed property income, so it earns while you decide what comes next.

See what your money could do I invest through an SMSF

Your Onset Review

Your numbers

I am investing

Cash your fund is holding

It earns now

4.00%

Onset into

Onsetting $500,000 into the First Mortgage Trust at 10.5% could add, each year +$32,500 $97,500 more over three years, before tax.

Fund tax, where it applies, falls on both sides, so the gap holds. Target returns, not guaranteed. General information only, not advice. Your capital is at risk.

The idea

Offsetting reacts. Onsetting acts.

Parked money protects you from the bank's rate. Onset money earns from property, secured by a registered mortgage, paid to you monthly.

Parked

Waits in an offset, term deposit or cash account.

Safe, idle, and earning whatever the bank decides this quarter.

Onset

Works in property backed lending, with security behind it.

Monthly income, a defined term, and a fund manager that has been lending against Sydney property since 2023.

01Run your Onset ReviewYour amount, your current rate. Two minutes, no sign up.
02Confirm you are wholesaleUsually an accountant's certificate. We make it simple for you and for them.
03Onset and earn monthlyRead the Information Memorandum, invest, and receive income each month.

For SMSF trustees

Property backed income for your fund, without buying the property.

No tenants, no borrowing inside the fund, no single address carrying your retirement. Your fund lends, secured against real property, and receives the income.

Run a review for my fund

Monthly incomeHelps fund pensions and keeps cash flow steady.

Audit readyStatements and confirmations sent to your administrator and auditor on a fixed calendar.

Clear termsDefined terms and redemption rules, so you can document liquidity in your investment strategy.

Your accountant, includedWe brief them directly, so the decision stays with you and the people you trust.

Choose your step

Three funds. One ladder of risk.

Start with first mortgage security. Step up only if you want more return for more risk.

Lower risk First Mortgage Trust 10.5%

Target return a year. First ranking mortgage, 60% to 75% LVR, 3 year term.

Medium risk Harvest 2 12% to 20%

Target return a year, by series and how often you are paid. Opportunity fund, 18 to 36 months.

See the Harvest options

Higher risk Nexus 16.3%

Target return a year. Preferred equity, about 18 months.

Harvest 2. Choose your series, then how you are paid.

Target return a year

Series	Paid monthly	Paid quarterly New	Paid annually
Series A	12%	12.5%	Not available
Series B	13%	13.5%	17%
Series C	14%	14.5%	20%

The less often you take income, the higher the target return. Monthly suits SMSF trustees paying pensions. Annual suits investors who do not need the cash flow.